These Terms and Conditions govern your use of pf123 and all services provided through the platform. Please read them carefully before registering or placing any bets. By creating an account at pf123, you confirm that you have read and understood everything on this page.
Last updated: 2025 · Applies to all pf123 accounts
A plain-language summary of the most important rules at pf123
pf123 is strictly an 18+ platform. No exceptions are made. If pf123 discovers that an account belongs to a minor, it will be closed immediately and all balances forfeited. Proof of age may be requested at any time.
Each player at pf123 may hold exactly one account. Duplicate accounts will be merged or closed and duplicate bonuses claimed will be voided. Attempting to create multiple accounts to gain bonus advantage is treated as fraud.
All bonuses at pf123 are subject to wagering requirements stated at the time of offer. Bonus funds must be wagered the required number of times before withdrawal is permitted. These requirements vary by promotion and are always stated clearly upfront.
pf123 only processes withdrawals to payment methods in the account holder's own name. You cannot withdraw to a third-party account, mobile wallet, or bank account that is not registered to you. Identity verification may be required for larger withdrawals.
Any attempt to exploit pf123's systems, manipulate bonus conditions, use automated betting software, or engage in collusion will result in immediate account suspension, forfeiture of balances, and potential reporting to relevant authorities.
Every pf123 account holder has access to deposit limits, session timers, cooling-off periods, and self-exclusion. These tools are available in account settings at any time, work immediately, and do not require support intervention to activate.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("the Player") and pf123 ("the Platform", "we", "us", "our"). By accessing, registering on, or using pf123 in any capacity, you confirm that you have read these Terms in full, that you understand them, and that you agree to be bound by them.
If you do not agree with any part of these Terms, you should not register an account or use the platform in any way. Continued use of pf123 following any update to these Terms constitutes acceptance of the revised version.
Important: These Terms apply to all services available through pf123 including live casino, slots, crash games, fishing games, card games, Andar Bahar, football betting, and all promotions offered through the platform.
To register and use pf123, you must satisfy all of the following eligibility requirements at the time of registration and on a continuing basis throughout your use of the platform:
pf123 reserves the right to request proof of age and identity at any time. If satisfactory verification is not provided within a reasonable timeframe, pf123 may suspend or close the account and withhold pending withdrawals until verification is complete.
We are committed to preventing underage gambling. If pf123 has reasonable grounds to believe an account is operated by a minor, the account will be suspended immediately, all winnings forfeited, and deposits returned minus any amounts already gambled. If you are aware of a minor using the platform, please contact our support team at support@pf123.app immediately.
Each individual may hold only one active account at pf123. If pf123 identifies that a player holds multiple accounts – whether under the same or different identities, mobile numbers, or payment methods – the duplicate accounts will be closed. Any bonuses or winnings generated through duplicate accounts will be voided.
All information provided during registration must be accurate, complete, and truthful. This includes your full legal name, date of birth, contact number, and payment details. Providing false information at registration is a material breach of these Terms and will result in account closure.
You are solely responsible for maintaining the confidentiality of your login credentials. pf123 will never ask for your password via any channel. You must notify us immediately at support@pf123.app if you suspect unauthorised access to your account. pf123 is not liable for losses resulting from your failure to keep credentials secure.
All pf123 accounts are denominated in Pakistani Rupees (PKR). No currency conversion is applied at any stage of deposit, gameplay, or withdrawal. The currency of your account cannot be changed after registration.
pf123 accepts deposits through the following payment methods available to Pakistani players: Easypaisa, JazzCash, NayaPay, SadaPay, IBFT bank transfer, Visa debit, and Mastercard debit. All methods must be registered in the account holder's own legal name.
The minimum deposit at pf123 is Rs 200. Maximum single deposit limits vary by payment method and account tier. VIP members may have elevated deposit limits as part of their tier benefits. Current limits are displayed within the Cashier section of your account.
pf123 does not accept deposits from payment methods not registered in the account holder's name. If a deposit is received from a third-party source, it will be returned and the account may be suspended pending investigation. This policy exists to protect players and prevent fraudulent activity.
If a deposit transaction fails to complete after funds have left your payment source, you must contact support at support@pf123.app with your transaction reference number. pf123 will investigate and resolve valid claims within two business days.
To withdraw funds from pf123, your account must be in good standing, your identity must be verified, and all applicable wagering requirements on bonus funds must be completed. Withdrawals are only processed to payment methods registered in the account holder's own name.
The minimum withdrawal amount is Rs 500. Standard withdrawal requests are processed within 15 to 30 minutes for mobile wallet methods. Bank IBFT withdrawals may take up to one business day depending on the receiving bank. VIP Gold members and above receive priority processing.
pf123 may request identity verification documents before processing withdrawals above certain thresholds or as part of routine compliance checks. Documents requested may include a copy of your CNIC or passport and a screenshot of the payment method to be used for withdrawal. Failure to provide requested documents within seven days may result in the withdrawal request being cancelled.
pf123 reserves the right to delay or withhold a withdrawal if the account is under investigation for suspected fraud, bonus abuse, or breach of these Terms. In such cases, pf123 will communicate the reason for delay to the account holder within a reasonable timeframe.
All bonuses offered by pf123 are subject to specific terms communicated at the time of the offer. These terms include the wagering requirement (the number of times the bonus amount must be wagered before withdrawal), the eligible games, the time limit for completing wagering, and any maximum withdrawal cap applied to winnings from bonus play.
Bonus funds credited to a pf123 account must be wagered the specified number of times before any withdrawal can be made. For example, a 30× wagering requirement on a Rs 1,000 bonus means Rs 30,000 in qualifying bets must be placed before the bonus converts to withdrawable funds. Wagering requirements apply to bonus funds, not the combined bonus plus deposit balance, unless the specific offer states otherwise.
Not all games at pf123 contribute equally to wagering requirements. Live casino table games and slots typically contribute 100% of each wager. Some crash game variants and sports bets may contribute at a reduced rate. The specific contribution percentages for each active promotion are stated in the promotion's individual terms.
pf123 monitors accounts for signs of bonus abuse including but not limited to: claiming bonuses through multiple accounts, using low-risk betting strategies specifically designed to meet wagering requirements while minimising risk, and any form of collusion between accounts to exploit promotional offers. If bonus abuse is identified, pf123 reserves the right to void the bonus, cancel associated winnings, and close the account.
Note for Pakistani Players: All bonus amounts, wagering requirements, and withdrawal caps are denominated in PKR at pf123. There is no currency conversion complexity. The figures stated in any promotion are the exact PKR figures that apply.
The pf123 welcome bonus is available to new members on their first qualifying deposit only. It cannot be claimed more than once, cannot be combined with other welcome offers, and is available to accounts registered in the player's own name with their own payment method. Full terms of the current welcome offer are displayed on the Promotions page and during the registration process.
All games available at pf123 operate according to their published rules. It is the player's responsibility to understand the rules of any game before placing a real-money wager. pf123 provides access to game rules within each game's interface and on relevant section pages of the website.
Live casino games at pf123 are provided by internationally regulated studios including Evolution Gaming and Ezugi. These studios operate under independent gaming certification and use physical cards and mechanical equipment. Their dealing outcomes are not manipulated by pf123 or any third party.
RNG (Random Number Generator) games including slots, RNG table games, and crash game titles use certified random number generation technology. Game RTPs (Return to Player percentages) are set by the game developer and verified by independent testing agencies. pf123 does not alter RTP settings.
In the event of a game or software malfunction during a live round, any bets placed during the affected round may be voided and stakes returned. pf123 will communicate clearly with affected players and resolve malfunctions within a reasonable timeframe.
The following activities are strictly prohibited on pf123 and will result in immediate account suspension and potential legal action:
pf123 cooperates fully with law enforcement authorities where illegal activity is identified. Any funds associated with illegal activity will be frozen pending investigation and may be reported to relevant regulatory bodies.
pf123 reserves the right to suspend or close any account at its discretion without prior notice in the following circumstances:
Where an account is closed due to a breach of these Terms by the player, any remaining balance may be withheld in full. Where closure is for reasons not attributable to the player (for example, technical reasons or platform-wide changes), any legitimate real-money balance will be returned to the player via their registered payment method.
Players wishing to close their own account voluntarily may do so by contacting support at support@pf123.app. Any pending withdrawals at the time of closure will be processed as normal to the player's verified payment method.
All content on pf123 including but not limited to the brand name, logo, website design, game interfaces, written content, graphics, and promotional materials are the intellectual property of pf123 or its licensed content providers. You may not reproduce, copy, distribute, or create derivative works from any pf123 content without prior written permission.
The game content provided by third-party studios such as Evolution Gaming, Ezugi, Pragmatic Play, and PG Soft remains the intellectual property of those respective studios and is licensed to pf123 for display on the platform. Players are granted a personal, non-exclusive, non-transferable licence to access and use this content solely for personal, non-commercial gaming purposes.
pf123 collects and processes personal data in connection with account registration, payment processing, identity verification, and customer support. The types of data collected, how it is used, who it may be shared with, and how it is protected are set out in detail in our Privacy Policy, which forms part of these Terms and should be read alongside them.
By registering at pf123, you consent to the collection and processing of your personal data as described in the Privacy Policy. You have the right to access, correct, or request deletion of your personal data subject to applicable legal requirements. Contact us at support@pf123.app for any data-related requests.
pf123 is committed to providing a safe and responsible gaming environment for all Pakistani players. We provide the following tools to help players manage their gaming activity:
These tools are available in your account settings page at all times and do not require a support request to activate. Full guidance on all responsible gaming tools and external support resources is available on our Responsible Gaming page. We encourage all players to use these tools proactively.
If you are concerned about your own gambling or that of someone you know, please visit our Responsible Gaming page or contact our support team directly at support@pf123.app. All responsible gaming enquiries are handled with complete confidentiality.
pf123 provides its platform on an "as is" and "as available" basis. While we make every reasonable effort to ensure the platform is available, accurate, and functioning correctly, we do not warrant that it will be uninterrupted, error-free, or entirely secure at all times.
To the fullest extent permitted by applicable law, pf123 shall not be liable for:
Gambling Risk Acknowledgement: All gambling involves financial risk. By using pf123, you acknowledge that you may lose money and that gambling should be treated as entertainment, not as a source of income. Never gamble more than you can comfortably afford to lose.
pf123 reserves the right to amend these Terms and Conditions at any time. When material changes are made, we will update the "Last updated" date at the top of this page and, where the changes are significant, notify active account holders via their registered email or in-platform notification.
Your continued use of pf123 after any amendment constitutes your acceptance of the updated Terms. If you do not agree with any updated Terms, you should discontinue use of the platform and contact support at support@pf123.app to arrange closure of your account and return of any legitimate balance.
These Terms and Conditions are governed by and construed in accordance with applicable law. Any dispute arising from your use of pf123 that cannot be resolved through our customer support process should be submitted in writing to support@pf123.app. pf123 will make every reasonable effort to resolve disputes fairly and promptly.
In the event of a dispute regarding a specific game outcome or transaction, the records held by pf123's server logs will be considered the definitive record of events in the absence of evidence of a technical malfunction. pf123 will provide relevant log extracts to the player on request where technically feasible.
If you have any questions about these Terms and Conditions, or if you need clarification on any aspect of how pf123 operates, please contact our support team:
For responsible gaming enquiries and requests to activate account restrictions, please include "Responsible Gaming" in your subject line so that our team can prioritise your message appropriately.
These documents work together to protect Pakistani players and define how pf123 operates
How pf123 collects, stores, and protects your personal and financial data. Includes your data rights and how to exercise them.
Read PolicyComplete guide to the tools and resources available to help you play safely. Deposit limits, self-exclusion, and external support links.
Read PolicyQuick answers to common questions about deposits, withdrawals, bonuses, account management, and the pf123 VIP Club.
Read FAQThe pf123 story, our values, our team, and the reasoning behind every platform decision we have made for Pakistani players.
Read More